How This Policy Applies in India
This Privacy Policy covers the personal data you share when you open an account, verify access, browse the lobby, use UPI, Paytm or PhonePe, contact support, or change your account settings. We use that data to run your account, protect sign-in sessions, process wallet activity, respond
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to requests, prevent misuse and meet legal duties that apply to our operations. Access and eligibility depend on local law and are available only where local law permits. We do not sell your personal data. We may share limited records with payment processors, identity checks, hosting
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providers, analytics tools, fraud-control vendors and advisers who help us run the service. Each party receives only the data needed for its task. If a rule, court order or regulator requires disclosure, we assess the request before acting.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.